Shrewsbury, New Jersey, Lawyer:
Car Insurance Surcharges and Traffic Offenses
If you are picked up for speeding, you may pay the fine (which means you plead guilty) and not think any more of it. If you are convicted of DWI/DUI, you will pay a fine, lose your driving privileges, pay a reinstatement fee to get your driver's license back after suspension, and be assessed MVC/DMV surcharges.
MVC points, NJ PAIP points, car insurance cancellation
In addition to the penalties you are assessed by the State of New Jersey, you continue to be required to carry motor vehicle insurance. Insurance companies keep track of your driving record and have their own system of points assessed for at-fault accidents and moving violations, and surcharges for high risk drivers. If you accumulate seven New Jersey insurance points, you will be considered a very high risk driver and will be required to pay car insurance surcharges. As a high risk driver or if your auto insurance policy has been canceled mid-term, you will be eligible to get insurance through a NJ PAIP certified producer, but you will have to pay high risk rates. These are very expensive policies.
Our attorneys aggressively defend traffic offenses
The consequences of traffic offenses on a driver's record are severe and long-lasting. For that reason lawyers at our Monmouth County firm, The Law Offices of John F. Marshall, take our client's traffic cases very seriously. If you would like to discuss your situation with one of our attorneys, contact our Shrewsbury office and arrange a free consultation. We represent clients throughout the Jersey Shore in a wide variety of traffic cases and criminal law cases, including:
- Driving with a suspended license
- Driving without insurance
- Driving without a license
- Possession of drugs in a motor vehicle
- Reckless driving, speeding, careless driving
- Failure to report an accident, leaving the scene of an accident
- Failure to stop at a light or sign
- Driving while intoxicated
- Criminal offenses
If you have been charged with a traffic offense in New Jersey, you can only make a well-informed decision about how to proceed after discussing your case with an attorney with the appropriate experience. If you would like to speak with a traffic lawyer from our firm, call 1-877-450-8301 or e-mail our Shrewsbury office to arrange a free consultation.
The Law Offices of John F. Marshall
Monmouth County Lawyers