“Skimming” occurs when credit card information is acquired without the knowledge of the credit card owner. This can be done by placing a small electronic skimming device on an ATM, gas station pump, or a retail point of sale. The device reads the information contained on the magnetic strip when…
Although credit card fraud is considered a white-collar crime, it can result in severe penalties such as a prison term. It is also always a felony that can have a devastating impact on your record. For these reasons, you should absolutely consider a credit card theft or fraud offense to…
Credit card crimes in New Jersey may be either a third-degree crime or a fourth-degree crime. These offenses are felonies and may result in a maximum prison sentence of 18 months for fourth degree credit card fraud/theft, and up to 5 years for the third degree variety. There are also…
Various defenses may be employed against the charge of credit card fraud in New Jersey. These may include: You had permission to use or sign for the credit card at issue You did not intend to defraud anyone You intended to return the credit card to the rightful owner (you…
