What Is A “Defaced Access Device” In New Jersey?

New Jersey law defines “access device” and “defaced access device.” An access device is a card or code that contains a number that can be used to access a computer network, telephone service, or electronic financial accounts. Examples of access devices include: credit cards, account numbers, electronic serial numbers, and personal ID numbers.

A defaced access device is an access device (including an original or a copy) that has been removed, covered, destroyed, or otherwise changed. Examples of defaced access devices include: a credit card where the cardholder’s name has been changed, or an electronic device with the serial number filed off.